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Columns : Investing in You - Glenn S. Ferguson Last Updated: Jul 19, 2023 - 4:32:10 PM
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Columns : Investing in You - Glenn S. Ferguson
October a Good Time to Look at Your Money and Health - Oct 6, 2009 - 9:22:48 PM

Wow would you believe it’s  October already? And before you realize it Christmas will be here and 2009 would have passed you by. That’s why it’s so important to take some time to reflect on what’s happening in your lives and around you because your daily activities sometimes distract us from what is really happening.

I think October gives us an opportunity with less than 100 days left in the year to see what you have accomplished, reminisced on the past,  seriously consider your physical health, and diligently refocus your dreams for the future. Ironically, October has been declared not only youth’s month but also older persons month... 

Columns : Investing in You - Glenn S. Ferguson
Retirement Planning - Two Retirement Risks You Must Consider & Understand About Your Retirement. - Sep 29, 2009 - 8:25:49 AM

There are two risk factors that will impact significantly on your retirement readiness and the quality of your retirement and it is important that you fully consider and understand before you retire.

The first of these risk factor is the risk that you or your spouse will outlive your retirement assets. So you need to ensure that you have enough money for the time that you will have in retirement.

And this risk is compounded by  "Financial Market Risk."   This the risk that unexpected and sustained market declines will undermine your investment portfolio's ability to produce the income required to meet your needs...
Columns : Investing in You - Glenn S. Ferguson
Your September is on the way - Sep 22, 2009 - 9:49:23 AM

It’s back to school again - And you guessed it - There is drama!

It all started slowly with a little chatter about Anatol Rodgers, then Uriah Mcphee's air condition and now it seem that everyday another school is joining the action as discontentment spreads through the public school system. As to the preparedness of the government’s schools for another school year.

This situation is not unique to this Minister or administration but is a regular occurrence at this time of year. And while you may find this situation alarming and I am sure that your creative juices have already started on what you would do if...

Columns : Investing in You - Glenn S. Ferguson
Retirement Planning - Retirement is Now - Sep 16, 2009 - 3:15:37 PM

It may surprise you hear that retirement is not in your distant future but retirement is now!

This is so because the choices you make today will affect you for a lifetime and when  you get to that time when you retire you will be reaping the fruits of your  decisions. And this is why you should be paying attention to those choices you are making now because they are forming the foundation on which you will be building the rest of your life.

When I think about retirement, I think about retirement from the perspective that retirement is simply being able to do what you want to do when you want to do it without fear of running out of health and money... 
Columns : Investing in You - Glenn S. Ferguson
Financial Planning - Five Numbers That Will Guarantee Your Financial Success! - Sep 9, 2009 - 12:48:32 PM
It’s amazing how people just love a good numbers game. Persons have become so enraptured by the lottery that they are mistaking it for an Assue- a local tradition where persons pooled their resources over a period of time for the benefit of each participant.

Countless persons have educated their children, built houses, purchased real estate, furniture and cars using this method of savings.

Unfortunately no matter what they tell you “playing numbers” is nothing like an Assue. You have a better chance of drowning in your bathtub or being struck by lightning than getting your money back when you play that “numbers” game...

Columns : Investing in You - Glenn S. Ferguson
Four Things You Should Think About Sooner Rather Than Later - Sep 3, 2009 - 2:15:40 PM
Are graduating from college this year and looking forward starting your new career?  Congratulation and welcome to the real world and I'm sure you are already noticing that it is certainly different from college life. 
 
You may not realize it yet but your financial needs and responsibilities have also just changed and if you are going to control what happens to you, now is a good time to get yourself a financial plan. 
 
Your plan will allow you to focus on four very important parts of your financial future, areas that are critical to your well being...
Columns : Investing in You - Glenn S. Ferguson
Financial Planning - Is Your Budgeting Allowing You To Thrive? - Aug 27, 2009 - 12:26:39 PM
"Failure to recognize possibilities is the most dangerous and common mistake one can make." - Astronaut, Mae Jamison

You must admit that the title of this article is a little strange, because when you think of a budget you usually feel everything else but thriving.  You see a budget as a tool that is restricting allowing very little room for growth or progress - When it is actually a tool that allows you to thrive!

Your budget provides you with an updated snap shot of your current financial position and by reviewing it on a regular basis you are able to make the necessary adjustment to your financial planning on your road to creating wealth. Allowing you to thrive!  And it does this in three ways...
Columns : Investing in You - Glenn S. Ferguson
Take Control of Your Money! - Aug 18, 2009 - 12:40:38 PM

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You don’t have to live pay cheque to pay cheque!  You can get rid of your financial stress by simply taking control of your money with financial planning! You’ll breathe easier and sleep better once you are financially prepared for the possibilities of a job loss, disability, illness, hospitalization or death and your own retirement.

What would it be like for you to be Debt-Free? To be able to go to the post at the end of the month and not be afraid of the bills that are waiting for you! Not having to worry about where you will find money to pay your electrical bill or your child’s school fees.

This could be your reality if you’d just decide today to take control of your money with financial planning...
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