"Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat." - Sun Tzu
While it was refreshing to read about all the recent retirement summit and the various discussion that is now going about
“employers doing more to make employees aware of savings and investments” and “
you needing to save more in order to escape the poverty trap when you retire”- Money alone does not automatically guarantee a full-filling retirement.
Yet most of what passes for retirement preparation is financial
planning. Yes, your financial picture is certainly important, so much
so, that the viability of your financial resources will undoubtedly
determine the kind of retirement lifestyle you will have.
However, when it comes to retirement it takes more than money to have a fulfilling retirement.
The challenges and questions that retirees will face are more complex
and unfortunately, many of the most successful members of this
generation will enter retirement without an adequate retirement plan in
In fact, they may not even have considered the necessity of having such
a plan before their retirement. And why retirement continues to kill
more people than hard work ever will!
Today, the real questions for those looking to retirement goes beyond
the traditional concerns of retirement planning as financial planning
and the questions:
Will my money last through my retirement?
Will I have enough to live on?
Will I be able to afford...?
Instead, with your expected increase in life expectancy, these questions are more reflective of what you should be asking:
How will I spend my time?
What would I really like to do?
How will I maintain my physical, spiritual and mental well-being?
What will I do about my social well-being?
How will I react to not having a job?
What will I do to keep me a productive and important part of my community?
Where will I live?
retirement planning must bring focus and clarity to these pre-retirement
questions because your Retirement will not only be a life changing
transition but one of the most important periods in your adult life.
It is that time of life that you are looking forward to after raising
your children and hopefully achieving your career goals. It will also be
one of the longest periods in your lives and you can expect to spend as
much as 30 years. Therefore it deserves nothing less than your most
careful and well-planned consideration.
When you plan, you have the power and ability to chart your own course.
When you plan, you take full responsibility for achieving your goals
and dreams. When you plan, you have the power and time to learn and
implement new strategies for dealing with your changing needs and
Planning your retirement and starting planning early will ensure that you are able to:
Have a purposeful, fulfilling and happy retirement
The ability to live
out your life purpose across all seven areas of your life -
Physical/Health, Family, Financial, Spiritual, Social, Intellectual and
Create and align your retirement to your life purpose and to a compelling vision
Replace the five benefits that work provided
cultural conditioning and learn a new meaning of success that is more
than power, prestige, position, pleasure and property.
So, a complete
retirement plan consist in equal measure of a retirement lifestyle plan
-- the what, when, where, and how of living out your retirement years
and a financial plan that outlines how you will support and sustain the
choices you have made.
Finally, it is critical to plan beyond money because no matter what you
may think or believe your retirement will be different from that of any
other generation before you. And why the upcoming
"Strategies For Achieving A Comfortable Retirement - Yours"
on May 20, 2010 at
Superclubs Breezes Resort on Cable Beach may be just the jump start you
need to get your retirement planning started.
"You give up your power when you give up responsibility. The more
responsibility you take over your life, the richer your life becomes." -
Got a question about your financial or retirement planning any question at all go ahead and just
And I also recommend you can use this
Free Report to
Rescue Your Retirement
Copyright © 2009 - 2010 - Glenn S. Ferguson
Glenn Ferguson is a financial & retirement Speaker, Coach and
Syndicated Writer, helping you to painlessly take control of your money
so that you can own your pay cheque again to create wealth for you and
your family. Email to: glenn@ financialcoachingwithglenn.com Website: www.financialcoachingwithglenn.com