Columns :
Investing in You - Glenn S. Ferguson
The Key to Every Women Standing On Her Own Two Feet - Financially! - Mar 2, 2010 - 7:01:44 AM
 The one thing that every women need to do in order to achieve financial security and independence without having to rely on a man to do it for her.
While most women
admit that they are concerned about their financial future,
particularly about not having enough money to maintain their current
lifestyles, women are still not giving their personal finances the
attention it deserves. Resulting in an increasing number of women
being only a job loss, major illness or divorce away from a financial
meltdown.
Surprisingly too, passively relying on sources beyond their control to
provide for their financial needs such as husbands, children or some
good fortune...
Columns :
Investing in You - Glenn S. Ferguson
Financial Planning - Helping a Sista’ Out With Her Finances - Feb 25, 2010 - 9:01:22 AM
What every women should know
about her money in order to achieve financial security and independence
without relying on a man to do it for her!
Do you know when it comes to financial planning, that women face unique
financial challenges that, if not appropriately addressed, could put
you in a very difficult situation during your retirement years?
Well here are the facts: Women generally outlive men by an average of seven years. This means
not only are you more likely to retire widowed but also you will have
more years in retirement. Longer retirement means you need to have more
money or your money need to last longer;...
Columns :
Investing in You - Glenn S. Ferguson
Money - Harmonizing Your Love & Money - Feb 15, 2010 - 10:57:07 PM
Although you may be madly in Love and planning on having an exciting
time with the one you love, have you considered your money and how you
are going to harmonize it with your love?
February is Special
- It is Heart month! And the two big events celebrated this month are
the Heart Ball and Valentine's Day both are valuable expressions of Love
Valentine's Day honor its patron the Italian priest Saint Valentine and
is celebrated by exchanging tokens of affection. As you exchange
candies, flowers or whatever is your heart's way of expressing this
feeling don't forget to help those who were unfortunate to have started
out with a broken heart, the kids for whom the Heart Ball hosted by the
Sir Victor Sassoon Heart Foundation is their biggest fund raiser...
Columns :
Investing in You - Glenn S. Ferguson
Retirement - It Only A Matter of Time Before You Retire, So Get Ready! - Feb 2, 2010 - 11:37:04 AM
You may be feeling that when it comes to your retirement that you have a lot of time. But whether you realize it or not you have got to get ready for your retirement now. Because it is only a matter of time before you will be retiring.
It was quite
interesting recently to see the news story about a retiring priest who
is challenging his organization’s decision to retire him. This suddenly
got me thinking about the fact that most persons are certainly not
thinking about the eventuality that one day they will be retiring.
Believe it or not
there are only two outcomes in life - you will either die before you
retire or you die after you retire. And as you can see in both
instances the word
“retire” shows up...
Columns :
Investing in You - Glenn S. Ferguson
Seven Things You Can Do to Enjoy a Stress-less Financially Healthy Life! - Jan 26, 2010 - 9:15:03 AM
"All life is a chance. So take it! The person who goes furthest is the one who is willing to do and dare."- Dale Carnegie
Without question these are very stressful financial times and I am sure
that not a day goes by without you being made aware of the
uncertainties of the world’s economy and how that may impact your own
financial survival. So how do you avoid being swept up and overwhelmed
by what is happening around you?
Well here are seven things you can do to cope better with your financial stress and improve your financial health...
Columns :
Investing in You - Glenn S. Ferguson
Four Things You Can Do to Ruin Your Future – Guaranteed! - Jan 18, 2010 - 11:27:30 PM
If you really want to be sick and tired; old and broke; unhappy and
miserable in your golden years then here are four things that you can
do to ruin your future – Guaranteed!
Forget About Your Retirement.
The first thing that you need to do to ensure your future is a disaster
is not to think about retirement now. That’s right! Don’t bother
yourself with this sort stuff now; you’re just too young for that. Just
wait until you are in your late 50’s and then begin to think about
retirement. By this time you would have lost as much time and money as
possible and now old enough to start planning.
Columns :
Investing in You - Glenn S. Ferguson
It’s Time to Rule - You! - Jan 12, 2010 - 7:02:38 AM
Majority Rule Day evoke various emotions in the Bahamas. Let us use this 43rd anniversary to personalize this important day and realize that the best decision you can made is to rule you- financially!
The first of these life-changing events took place on January 10th, 1967. This
“Election Day”
saw the Progressive Liberal Party become a viable political force as it
tied The United Bahamian Party in seats won. Sparking a series of
events over the coming days that resulted in the second of these
life-changing events. On January 14th, 1967 the late Sir Lynden
Pindling was sworn in as the first black Premier of The Bahamas -
Ushering in
“Majority Rule.”
Columns :
Investing in You - Glenn S. Ferguson
New Year Resolutions - The One Thing You Need to Succeed! - Jan 5, 2010 - 11:39:18 AM
Most New Years Resolutions though made in January do not survive the 90 day stretch to March. To ensure that your's does here is the one thing you need to have.
It's the first real
business week of the New Year - And also the start of the real test to
your resolve and commitment to your desire to have your best year ever!
Which is why it is important to ensure that you are focused on where you want to go -
Your Goals before life really starts to happen...
Columns :
Investing in You - Glenn S. Ferguson
8 Ways To Jump Start Your 2010 - Dec 29, 2009 - 11:31:20 AM
Wow can you believe that 2009 is gone and that 2010 is here!
That is really how quickly life passes – and each day either brings you
closer to or further away from your dreams and there is no turning
back. And everyday you are presented with new opportunities;
opportunities that will quickly pass you by if you do not seize them.
While 2009 may have been a challenging year for many financially, physically and spiritually you can now breathe a sigh of relief as it is now ended and you are about to get “a new leaf" that’s how my grandmother (Belinda) used to describes a New Year, she calls it “turning over a new leaf.” And here are 8 ways to jump start your 2010...
Columns :
Investing in You - Glenn S. Ferguson
No More New Year's Resolutions - Dec 24, 2009 - 12:21:37 PM
This year why not make this small change to the way you have been approaching your new year's resolutions and see how different your results will be.
I am sure you are wondering about the title of this article because for
as long as you can remember you have been making New Year's Resolution
and no doubt looking forward to getting started on your list for 2010.
But really has it ever worked for you? Have you been able to stick to
those resolutions? If you are like most person your answer is a
resounding No!
So why continue on a path that has not yet yield any positive results and which you know from experience will not?
Columns :
Investing in You - Glenn S. Ferguson
Nine Ways to Reduce Your Holiday Money Blues! - Dec 14, 2009 - 10:34:29 PM
The Holidays are
here - the time of the year when you are feeling most generous and
your giving Spirit is at it maximum! And this is compounded by all of
the well crafted advertisements that are bombarding your senses with
screams of bargains and great deals.
Here are nine things that will help you to control that insatiable
shopping urge that you will certainly have to spend money over this
holiday season and reduce your holiday money blues!
1. Make spending difficult.
You can do this by staying away from all of the sales promotions that
are going now. Ensure that your radio and television are not set to
stations and events that will play on your emotions. And if you have
shopping to do plan your route through the malls and stores, make your
purchase and get out as quickly as possible...
Columns :
Investing in You - Glenn S. Ferguson
Financial Planning - Do Yo Have The P-o-w-e-r? - Dec 8, 2009 - 8:57:25 AM
Most person seem to be powerless when it comes to managing their
financial affairs but here are five simple steps that will help you to
take control of your finances and begin to achieve your financial
goals.
Believe it or not there are over thirty definitions for the word
“Power” and it takes on various part of speech - it can be a noun, verb or an adjective. And the most common meaning is
“to have control or ability to influence the outcome of a situation. ”
And there is no time like now, during these uncertain economic times that you should want
“to have control or ability to influence the outcome of your situation.” My question then to you is when it comes to your finances do you have control or ability to influence the result you want?
Columns :
Investing in You - Glenn S. Ferguson
A Lesson From President Obama You Should Learn Today About Your Retirement - Dec 1, 2009 - 11:50:47 AM
There is a very important lesson that you can learn from U.S. President Barack Obama's White House team that will certainly make a difference in your retirement planning. And the sooner you learn this lesson the more successful your retirement will be!
I’m sure that when
President Obama came to Washington his feelings about health care and
his ability to get reform legislation passed are certainly a whole lot
different than they are now after experiencing the challenges of even
getting all of his own party’s congressional representatives to support
his position...
Columns :
Investing in You - Glenn S. Ferguson
Women - No Time for Complacency! - Nov 25, 2009 - 8:43:13 PM
As a women when it comes to your finances are you complacent? Here are eight simple steps you can take to change how you manage your finance and help you take control of your money.
This is National
Women’s Week and the Women’s Affairs Bureau of the Ministry of Labour
& Social Development is celebrating with a week of events that you
should endeavor to participate in.
However, as we celebrate one of the realizations is that despite the
inroads made by Bahamian women – they still seem to be complacent when
it comes to relationships and money matters...
Columns :
Investing in You - Glenn S. Ferguson
Sugar! - Nov 17, 2009 - 5:03:53 AM
You have heard the expression
“they have sugar!” over and over again in your homes, in your churches, your schools and at almost all social gathering of Bahamians. Unfortunately, because of your lifestyle and lack of understanding about this disease -
“Sugar” is on the rise.
You know someone with
“sugar” but what is it?
“Sugar” is our traditional or folk expression for the disease “Diabetes”;
“Sugar” is the fourth leading cause of death amongst Bahamians;
“Sugar” is one of the leading causes for amputations in the Bahamas;
“Sugar” is a disease that affects the young as well as the not so young.
November is
“Diabetes Awareness month” and November 14 was “World Diabetes Day”...
Columns :
Investing in You - Glenn S. Ferguson
Two Critical Keys to Your Financial Survival - Nov 11, 2009 - 7:52:35 AM
In today's uncertain financial markets the one thing that is certain is
- if you are going to survive you must take control of your money, no
matter your age or income level. And the message is also clear that you
are going to have to take full responsibility for your financial well
being.
So here are the two critical keys that you can count on to ensure your financial survival.
The first critical key is you have got to know where you're going!
I'm sure you have heard it over and repeatedly - “
He who fails to plan, plans to fail” and
believe those words are as true today as they were on the day they were
first spoken and yet persons are failing everyday financially because
they do not have a plan...
Columns :
Investing in You - Glenn S. Ferguson
Life Insurance - An Invaluable Tool & Good Investment to Make - Nov 3, 2009 - 6:55:09 AM
When you think of investing I'm sure life insurance is the last thing that crosses your mind. This is why you need to read on and you will find that life insurance is not only an invaluable tool but a good investment to make.
"Most
people are too busy living their life to realizing that to put life in
their living they need to spend some time planning their lives.”
Frequently I am asked the question,
“What is a good investment to make?”
Columns :
Investing in You - Glenn S. Ferguson
It Takes More Than Money! - Oct 27, 2009 - 8:46:41 PM
Money - You hear it all the time when it comes to retirement, but to have a successful retirement, it may surprise to know that it takes more than money. Continue reading to find out what it really takes.
While it was refreshing to read about all the recent retirement summit and the various discussion that's now going about
“employers doing more to make employees aware of savings and investments” and
“you needing to save more in order to escape the poverty trap when you retire”- Money alone does not automatically guarantee a good retirement...
Columns :
Investing in You - Glenn S. Ferguson
Which Choice Would You Rather Make? - Oct 20, 2009 - 7:39:42 AM
Are you taking better care of your car than your
body? Ensuring that its cleaned daily and serviced
regularly using only the very best parts and lubricants money can buy?
And if you hear a noise that is unfamiliar, seeking help to determine what’s wrong?
It may surprise to find out that this choice could cost you your love life!
Recently I was privileged to participate in Doctor’s Hospital’s
distinguished lecture series, as well known Bahamian Urologist, Dr.
Robin Roberts presented on the topic ...
Columns :
Investing in You - Glenn S. Ferguson
Your Most Expensive Mistake - Oct 13, 2009 - 10:02:15 AM
You may not realize but if you are managing your money from your wallet or purse and not using this very important financial tool then this could be your most expensive mistake.
Recently I conducted my financial
session
“Taking Control of Your Money” for employees of a
local financial institution and continue to realize that most persons
are still having serious problem with their finances. No matter your
salaries,
“your expenses continue to rise to the level of our
income...”
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